Everything you need to stay on course
From start to finish, we offer expertise and resources to support your 529 journey and strengthen your savings strategy.
Automate your education savings
Contribute early and regularly by setting up recurring contributions.
- Increase or decrease contributions at any time
- Set up an annual automatic increase to your recurring contributions to boost your savings
- Contribute directly from your checking or savings accounts
Not sure how much to save? Use our College Financing Planner to estimate your future college expenses and create a plan to meet your savings goals.
Potential savings over time with monthly recurring contributions
Assumes a 6% hypothetical rate of return compounded monthly. This chart is for illustrative purposes only and is not intended to predict or project the return earned by any specific investment option. Investment returns in T. Rowe Price 529 will vary and may be higher or lower than in this example. An actual investment may assess fees or other charges that should be considered prior to investing. Recurring contributions cannot assure a profit or protect against loss in a declining market.
Invite family and friends to contribute with Ugift®
Utilize Ugift, an online gifting tool that allows your family and friends to contribute to your child’s T. Rowe Price 529 account in lieu of traditional gifts for celebrations such as graduations, holidays, and birthdays. To access Ugift, simply log in or download the READYSAVE™ 529 mobile app.
Share your code with friends and family
You can send out your secure code via text, email, or social channels and invite family and friends to contribute.
Give a gift of education
Log in to your account and click on Ugift. Go to “See Ugift history” to find gift activity, including the name of the gift giver (if provided), the amount of the gift, and the gift's status.
No additional cost
Neither the 529 account owner nor the gift giver has to pay any additional cost for using Ugift. The entire amount of the gift will be deposited into the student's T. Rowe Price 529 account.
Access your funds for school expenses
Whether your child has chosen to attend a university or a trade school, locally or out of state, we have the information you need to help you to take a withdrawal quickly and securely from your T. Rowe Price 529 account.
Learn more about withdrawalsAdjust your investment approach
Situations change, and so can your approach to saving. Our investment options provide you with the flexibility to make changes to your existing investment options twice per calendar year per beneficiary.
Explore investment options
Explore the 529 Education Savings Library
Decades of experience in investment management, paired with the expertise of Certified Financial Planners, put T. Rowe Price in the position to offer you insights, investment perspectives, and educational content to help you along your education savings journey.
Access the libraryBoost your education savings with Upromise®
With Upromise, your daily purchases like online shopping, dining, and grocery runs can directly contribute to your T. Rowe Price 529 account. It’s a free and automatic way to earn cash-back rewards that are deposited right into your account.1
Learn more about Upromise®
Questions?
Our customer service representatives are here to help. Just give us a call at 1-866-521-1894.
Contact usReadysave™ 529 App
Manage your account anytime, anywhere.
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Regularly monitor your account
Check your account balance, transaction history, and investment allocations.
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Contribute at your pace
Add money to your balance as a one-time or recurring contribution.
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Gifting from friends and family
Easily invite friends and family to help give your savings a boost with Ugift®.
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Request a withdrawal
Send money directly to a school or a bank account on file to pay for qualified education expenses.
Ready to get started?
Ugift® is a registered service mark of Ascensus Broker Dealer Services, LLC.
1Upromise is an optional program separate from T. Rowe Price 529, and is not affiliated with the Program Manager, the State of Alaska, or the Education Trust of Alaska. Participating companies, contribution levels, and terms and conditions are subject to change at any time without notice. Transfers from a Upromise account may be subject to a minimum amount.
