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Invest Today for Your Child's Tomorrow

The time to start is now.

Have a Plan to Make Every Dollar Count

Whether you're just getting started or are already familiar with the benefits of a 529 plan, we have a trusted solution to meet your needs.

Growth Potential

A 529 plan offers the potential of higher returns and tax-advantaged growth compared with a low-yielding bank account.1

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More Than College

Use your savings at nearly any accredited college, university, vocational, trade, or graduate institution in the U.S. and some international schools for qualified expenses.

View Approved Uses

Strategic Approach

We have powerful online tools and resources that can help you build a smart financial strategy for saving for future education.

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Strong Performance Sets Us Apart

T. Rowe Price has over 80 years of investment experience, in every kind of market. Our plan is highly rated by Morningstar and received a "Silver" rating in 2023.2

Learn About Investment Options

Take the First Step in Your College Savings Journey

Determining how to save, how much to save, and how often to save may feel overwhelming. We've simplified the process so that you can easily develop a savings strategy that aligns with your goals.

Build Your Strategy

Readysave™ 529 App

Manage Your Account Anywhere, Anytime.

  • Contribute at your pace

    Add money to your balance as a one-time or recurring contribution.

  • Regularly monitor your account

    Check your account balance, transaction history, and investment allocations.

  • Gifting from friends and family

    Easily invite friends and family to help give your savings a boost with Ugift®.

Ready to get started?

1Unlike a traditional bank account that offers Federal Deposit Insurance Corporation (FDIC) protection, investments in 529 plans are generally not guaranteed, and you could lose money, including your principal, by investing in them. There may be other material differences between savings accounts and 529 college savings plan accounts that should be considered prior to investing.

2Morningstar analysts reviewed 54 plans for its 2023 ratings (11/2/23), of which 15 plans received a "Silver" rating. To determine a plan's rating, Morningstar's analysts organized their research around 4 key pillars: Process, People, Parent, and Price. Plans were then assigned forward-looking ratings of "Gold," "Silver," "Bronze," "Neutral," and "Negative." Each year, certain of the industry's smallest plans are not rated. Click here for additional information about Morningstar's methodology.

Analyst Ratings are subjective in nature and should not be used as the sole basis for investment decisions. Analyst Ratings are based on Morningstar analysts' current expectations about future events and, therefore, involve unknown risks and uncertainties that may cause Morningstar's expectations not to occur or to differ significantly from what was expected. Morningstar does not represent its Analyst Ratings to be guarantees.

©2024 Morningstar, Inc. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.